Insight helps provide a full picture of investment prospects in a format that's easy to apply – even in complex situations. It makes sure investment decisions are based on a strong foundation of understanding.
Good forecasting solutions are hard to find. Many investors are forced to rely on over-extended models, stale averages and misleading assumptions about key investments.
Insight is different.
From the start, we designed Insight to model investors' financial outcomes – whether that's saving for retirement or managing income withdrawal from assets.
Building a successful asset model required a large investment of time and resources - and stretched the boundaries of what could be done with computers and financial modelling. As a result, our cutting-edge model is:
Insight is delivered as a set of scenarios which together show the range and average outcome that history, market conditions and careful modelling lead us to expect.
Each scenario represents a coherent and realistic path for asset prices, income flows, interest, inflation and exchange rates. This makes it straightforward to work out what could happen to an investment plan along the journey as well as at the end. The journey is particularly important when considering:
Additionally, Insight is robust and sensitive enough that we use it for managing dynamic asset allocations for model portfolios and mutual funds.
The projections from our APIs are powered by the Insight simulation data. The APIs provide easy integration to a wide range of financial calculations, projections and graphs whilst enabling our clients to control the user interface.
Our solutions combine our suite of APIs with a user interface layer. This includes our suite of risk suitability, investment, retirement and lifetime cashflow planning solutions.
The underlying data, which is updated quarterly, can be used as a basis for the projection of products and funds including; stress testing and value for money testing of products or funds.