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Trusted by the industry

25% of the UK adviser market supported by EV technology
6M+ consumers access EV’s guidance annually
10+ years field-tested through every market cycle

The traditional advice industry is stuck – costs are so high that 91% of the UK market can’t access professional financial advice¹. Those who need it most (people with modest savings, variable incomes and complex life situations) are shut out.

EV is on a mission to change this.

Our single calculation engine powers digital guidance, hybrid advice, and adviser tools. As a result, your customers see the same financial forecast whether they explore scenarios online, speak to a specialist, or move between channels. No re-keying. No inconsistency. No loss of information.

This matters because it makes accessibility scalable. You can deliver professional guidance at volume without compromise. Digital customers get the same calibre of analysis as adviser clients. People who couldn't afford traditional advice get professional-quality planning, and your business serves the entire market - not just the wealthiest segment.

Technology to make any financial advice permutation possible

What if your customers could access the financial advice they need, no matter their confidence level or money situation?

We've created a modular advice experience that helps you reduce the cost of advice by 60-80% and retain customers for a lifetime.

Customers get choice; digital guidance first, escalated to an adviser if needed, all from the same system. No re-keying. No inconsistency.
AI-powered guidance and live adviser support work together seamlessly. Customers explore scenarios on their own, then discuss strategy with a specialist.
One calculation engine. Every channel. Your team doesn't manage multiple platforms or rebuild integrations. Your customers don't see different advice depending on how they access it.

Make financial advice multichannel

Your customers are fragmented. Some prefer self-service digital guidance, others want adviser support, and many want to start digital and escalate to an adviser later. Your systems force them into one path.

Self-service digital guidance for customers who want to explore alone. Adviser tools for traditional planning. Hybrid for the middle ground.
One unified calculation engine across every channel. Your customers see the same advice whether they're on your website, in an app, or in an adviser's office.
Launch in weeks with pre-built apps. Or build custom. Or integrate via API. You control the pace and the investment.

Adopt the future of advice today, without the backlash tomorrow

Don’t just be digital, be trusted. Behind our modular technology is an asset model that has:

Successfully powered good advice outcomes for more than 10 years
Enabled firms to fulfil the FCA’s recommendations, such as the retirement income advice thematic review, before competitor firms
Considered capacity for loss and attitude to investment and income risk

Our model’s outputs are published every quarter, so you can see for yourself how well it performs.

Run 100s of scenarios as simply as checking today’s weather

Most advisers rely on linear projections that assume stable markets, yet real life isn’t stable. Our stochastic model accounts for market uncertainty, sequencing risk, and real-world volatility, so your advice holds up when markets shift.

Our calculation engine estimates the probability of hundreds of scenarios at once, providing recommendations and explain the reasoning behind the answers for almost any customer question, such as:

What lifestyle can I get in retirement?
How much do I need to save to meet my financial goals?
How does investing compare to saving in cash?
What happens if I delay starting to save?

Tools for investment managers

Investment decisions matter. Your customers need confidence that their portfolio is built on solid analysis, not guesswork.

Our risk profiling questionnaires have informed investment decisions across 25% of the UK market. Our risk rating service is trusted by over 50 investment managers including HSBC, L&G, and Vanguard.

The proof: £6 billion in fund allocations driven by our model, with forecast accuracy spanning 10+ years through multiple market cycles. That's the track record your customers deserve.