Re-engineering the

financial advice

experience

Modular technology for tomorrow's market

Custom Builds

Create the future of wealth management with us

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One efficient experience across digital, hybrid and traditional models

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The most accessible and robust guidance and advice engine on the market

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Intuitive from the first customer touch point to the last

a mathematical genius

Technology to make any financial advice permutation possible

What if no matter what their confidence level or money situation, your customers could access the financial advice they need? 

We’ve created a modular advice experience that helps you to reduce the cost of advice by 60-80% and retain customers for a lifetime. 

  • Offer your customers as much (or as little) human input as they want
  • Guide customers with AI and voice responsive avatars who respond to questions and perform “what if” calculations
  • Support traditional financial advice, an entirely digital alternative, or a new middle ground

Make financial advice multichannel

Thinking about tomorrow’s advice market? We’ve got you. 

EV’s modular technology gives you the capabilities you need for guidance and advice in today’s digital-hybrid market and tomorrow’s multichannel market:

  • Advanced adviser tools and self-service options
  • Create consistent recommendations across all platforms from one data source
  • Get what you need off-the-shelf, custom build, or via API

 

Why our calculation engine is different

 Can you benefit?

EV enables you to offer tomorrow’s financial advice and guidance experience in a time of greater competition, regulatory change, and evolving customer demand:

Adopt the future of advice today, without the backlash tomorrow

Don’t just be digital, be trusted. Behind our modular technology is an asset model that has:

  • Successfully powered good advice outcomes for 10 years
  • Enabled firms to fulfil the FCA’s recommendations, such as the retirement income advice thematic review, before competitor firms 
  • Considered capacity for loss and attitude to investment and income risk

Our model’s outputs are published every quarter, so you can see for yourself how well it performs.

Don't just be digital, be trusted
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Run 1,000 scenarios as simply as you can check today’s weather

Not every asset model accounts for the uncertainty and randomness of the economy. Ours does.

Our calculation engine estimates the probability of hundreds of scenarios at once, providing recommendations and explain the reasoning behind the answers for almost any customer question, such as:

  • What lifestyle can I get in retirement?
  • How much do I need to save to meet my financial goals?
  • How does investing compare to saving in cash?
  • What happens if I delay starting to save?

 

Your options to get started

APIs

APIs

The EV calculation engine is available entirely through more than 35 different APIs, giving you the components to create your own custom solution using your own developers. 

Off the shelf

Off the shelf

Our calculation engine is available as SaaS or through several white labelled tools – EVDirect, EVDigital, and EVPro – designed for guidance, digital and traditional financial advice, and the hybrid in-between, and configured to reflect your house advice policy.

Custom Builds

Custom build

Our team can create and integrate a new custom solution for you, supporting you with front and backend development, so you can bring a new idea to market or create a new system for your organisation.

Tools for investment managers

Tools for investment managers

Draw on the results of our risk profiling questionnaires, which covered 25% of the (UK) market in 2023. Or use our risk rating service used by over 50 investment managers, including HSBC, Legal & General Investment Management, and Vanguard.

£6 billion has been invested in funds driven by asset allocations from the EV calculation engine, and it has forecast investment returns with enviable accuracy since we launched it over 10 years ago.

Latest research and news

Get in touch

Talk to us about what you’re building or the service you want to offer – and see how we can partner with you. Book time with one of our experts to discuss your requirements in depth.